• Serving Buyers & Home Owners in Niagara Region
  • 289-547-2674


  • Kelly Sauriol
    simplifies mortgages.

    As your dedicated mortgage expert, Kelly collaborates with you to secure the most competitive rates, streamline the process, and simplify your mortgage requirements.

    About Kelly

Niagara Mortgage Products & Services

No-hassle mortgages for your specific needs.

Duca Credit Union offers a variety of mortgage options tailored to your unique lifestyle, competitive interest rates, personalized service, guidance and flexibility to help you reach your current and future aspirations.

Mortgage Products

Mortgage Types

Mortgages & home equity line of credit.

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Mortgage Services


What you need for your unique circumstances.

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Mortgage Rates


Competitive mortgage rates and options.

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Mortgage Resources


Mortgage, refinancing and home ownership info.

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Kelly Sauriol

Your Local Mortgage Specialist

Kelly understands everyone has a story... It isn’t just about your mortgage application, it is about the process and how Kelly will make you feel. 

Working with DUCA Credit Union as your local Niagara mobile mortgage specialist, you are not a mortgage application, you are a real person, looking for real solutions for your mortgage requirements. Kelly offers a stress-free process with consistent, clear and open communication. She does not take NO for an answer and works for you! 

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  • street homes

Your Local Mortgage Specialist

Making Home Ownership A Reality

Kelly Sauriol, Your Niagara local mortgage specialist is dedicated to providing expert guidance and personalized solutions for all of your mortgage needs.

Kelly Sauriol

A friendly smile, and a helping hand for your mortgage requirements. 


Contact Kelly

Latest News & Updates

Your mortgage news, plus helpful information for your home and lifestyle. 

How to Increase your Pre-Approval Amount for a Mortgage

How to Increase your Pre-Approval Amount for a Mortgage

Posted Apr 20th, 2023

There are so many factors that play into an approval such as credit score, annual income, job tenure, whether you are full time or part time, and the amount of your down payment. When you are ready to purchase a home, you want to ensure you have spoken with a Mortgage Professional to understand the amount of mortgage you can afford. Learn more.

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Mortgage Affordability Explained

Mortgage Affordability Explained

Posted Mar 2nd, 2023 in General

How does the lender calculate your affordability for a Mortgage? Ever wonder how we arrive at the magic number? Does your Mortgage specialist use lingo you don’t understand? GDS, TDS, stress test etc. I want to show you how we calculate affordability and explain some of these terms.

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Testimonials & Reviews

What Our Clients Say...

  • We can’t thank you enough for all your incredible hard work these past weeks. You are phenomenal!
    ~ Reif & Tony N.

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